Jagdamba Eye Hospital

Insurance & TPA Empanelment

Your eye care should not be held back by paperwork or upfront costs. At Jagdamba Eye Hospital, we are empanelled with major insurance companies, TPA networks, and corporate organisations — so you can focus on getting better, not on the bills.

15 Insurance Companies
11 TPA Partners
19 Corporate Partners
100% Cashless Process

No Upfront Payment.
Just Better Vision.

Medical bills should not stop anyone from getting the eye care they need. That is why we have worked hard to get empanelled with the biggest insurance networks and corporate health programmes across India.

Whether you are getting cataract surgery, a LASIK procedure, retina treatment, or any other eye operation — if you hold a valid insurance policy or a corporate health card from one of our partner organisations, you can walk in, get treated, and walk out without paying out of pocket. We handle the insurer directly.

If your insurance company or TPA is not in our list, do not worry — just call us. We are always expanding our empanelments and can guide you on reimbursement options too.

Treatments Covered Under Insurance
Cataract Surgery
Phacoemulsification & IOL implant — fully covered by most policies
Retina Surgery
Vitreoretinal procedures, laser photocoagulation
Glaucoma Treatment
Laser & surgical glaucoma management
Cornea Treatment
Keratoplasty and corneal procedures
Paediatric Eye Surgery
Squint correction, paediatric cataract, blocked tear duct

Coverage depends on your specific policy terms. Call us to confirm before your visit.

Insurance Companies

We are officially empanelled with all 15 insurance companies below. If you hold a policy from any of these insurers, your eye surgery can be completely cashless.

AB
Aditya Birla Health Insurance Co. Ltd.
Insurance
IL
ICICI Lombard General Insurance Co Ltd.
Insurance
BA
Bharti AXA General Insurance Co. Ltd.
Insurance
AM
Apollo Munich Health Insurance Company Ltd.
Insurance
HE
HDFC ERGO General Insurance Company Ltd.
Insurance
CM
Cholamandalam MS General Insurance Co Ltd.
Insurance
SH
Star Health Allied Insurance Pvt Ltd.
Insurance
RH
Religare Health Insurance Co. Ltd.
Insurance
BJ
Bajaj Allianz General Insurance Co. Ltd.
Insurance
LT
L & T General Insurance
Insurance
NI
National Insurance Company Ltd.
Insurance
NIA
The New India Assurance Company Ltd.
Insurance
UI
United India Insurance Company Ltd.
Insurance
OI
The Oriental Insurance Company Ltd.
Insurance
US
Universal Sompo General Insurance Co. Ltd.
Insurance

Our TPA Network

TPAs act as the link between you, your insurer, and us. We work directly with all 11 TPA partners below — so your pre-authorisation and claim processing happens smoothly and quickly.

VM
Vipul MedCorp TPA Pvt. Ltd.
TPA
FHP
Family Health Plan (TPA) Ltd.
TPA
HH
Heritage Health Pvt Ltd.
TPA
MA
Medi Assist India TPA Pvt. Ltd.
TPA
GI
Genins India TPA Ltd.
TPA
MC
Medicare TPA Services (I) Pvt Ltd.
TPA
HI
Health India TPA Services Pvt. Ltd.
TPA
HT
Happy Insurance TPA Service Pvt. Ltd.
TPA
MD
MD India Healthcare (TPA) Services (Pvt) Ltd.
TPA
VH
Vidal Health TPA Pvt. Ltd.
TPA
PH
Paramount Health Services (TPA) Pvt. Ltd.
TPA

How to Get Cashless Treatment

Cashless claims sound complicated but they are not — especially at our hospital. Here is exactly what you need to do, step by step.

Tip: Call us before your surgery date with your insurance policy number. We will verify everything in advance so there are no surprises on the day.

1
Check Your Policy & Coverage

First, confirm with your insurance company (or check your policy document) that your surgery type is covered. Most cataract, retina, glaucoma, and cornea surgeries are included under standard health covers. Call us if you are unsure — we can help you read the policy.

2
Visit Us for a Consultation

Come in for a pre-operative check-up with your insurance card, photo ID, and policy documents. Our team will do the clinical assessment and prepare a treatment estimate that matches your insurer's required format.

3
We Submit the Pre-Authorisation

Our insurance desk handles the pre-authorisation request directly with your TPA or insurance company. We have done this hundreds of times — we know what each insurer needs and submit it quickly so approval is not delayed.

4
Get Approval & Schedule Surgery

Once your insurer approves the cashless facility — usually within 24–48 hours — we schedule your surgery. You will get a clear confirmation of what is covered so there are no surprises.

Get Treated — No Upfront Payment

On surgery day, you receive your full treatment. For the amount covered by your insurance, you pay nothing directly to us. We settle the bill with the insurer on your behalf. Simple and stress-free.

Corporate Partners

Employees of these organisations can avail discounted or fully-covered eye treatments at our hospital as part of their corporate health benefits.

Honda Cars India Limited
Shree Ram Pistons & Rings Ltd.
Saint Gobain
Hero Motor Corps
Gillette
Jaquar
Kajaria Ceramics
Aksh Fiber Optics
ARGL
SRF Limited
Honda Cars India Limited
Shree Ram Pistons & Rings Ltd.
Saint Gobain
Hero Motor Corps
Gillette
Jaquar
Kajaria Ceramics
Aksh Fiber Optics
ARGL
SRF Limited
J-Tekt
Hi-Tech Gears
Spiro Tech
BKT
Honda Motors & Scooters India Pvt. Ltd.
Honda Logistics
PCP Parker
Nahar Mills
J-Tekt
Hi-Tech Gears
Spiro Tech
BKT
Honda Motors & Scooters India Pvt. Ltd.
Honda Logistics
PCP Parker
Nahar Mills

Are you from a company not listed here? We are always open to new corporate tie-ups. Get in touch with our management team.

Contact for Corporate Empanelment

Insurance & Cashless FAQs

Is cataract surgery covered by health insurance?
Yes — cataract surgery is covered under most health insurance policies in India, including group and individual policies. The coverage typically includes the cost of the lens (IOL), surgeon fees, OT charges, and post-operative medication. Coverage limits and waiting periods vary by policy, so check your specific policy document or call us and we will help you verify.
My insurance company is not in your list. Can I still come?
Absolutely. If your insurer is not in our empanelled list, we can still treat you and you can file a reimbursement claim directly with your insurer. We will provide all the original bills, discharge summary, and investigation reports you need for the claim. Many patients also get reimbursed within 2–4 weeks. Call us for guidance.
How long does cashless pre-authorisation take?
For planned surgeries (cataract, LASIK, etc.), pre-authorisation usually takes 24 to 48 hours once we submit the request. Emergency cases are processed on a priority basis and can often be approved in a few hours. We have a dedicated insurance team that follows up until approval is received.
Is LASIK eye surgery covered under insurance?
LASIK is typically classified as a refractive (elective) procedure and is not covered under most standard health insurance policies. However, some premium or comprehensive health plans, and some corporate health packages, do include coverage for LASIK. We recommend verifying this with your insurer before booking. We offer competitive self-pay rates for LASIK as well.
What documents do I need to bring for cashless treatment?
You will need: (1) Original insurance card or policy document, (2) Photo ID proof (Aadhaar, driving licence, or passport), (3) Any prior prescriptions or reports related to your eye condition, (4) TPA card if applicable. For planned surgeries, bring these to your pre-operative consultation — not just on surgery day — so we can complete the paperwork in advance.

Ready for Cashless Eye Care?

Book a consultation and bring your insurance details. We will sort out the paperwork, the pre-authorisation, and everything else — so you can focus on your recovery.

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